Effective Date: 01/19/2025
Welcome to ProtectYourWallet (the “Site”). We respect your privacy and are committed to protecting your personal information. This Privacy Notice (“Notice”) describes how we collect, use, disclose, and protect your personal information when you access or use our Site and services. By visiting or using the Site, you agree to the terms of this Notice.
1. Changes to This Notice
We may update this Notice from time to time to reflect changes in our practices or applicable laws. When we make changes, we will revise the “Effective Date” at the top of this page and post the updated Notice on the Site. Your continued use of the Site after the posting of any changes constitutes your acceptance of those changes.
2. Personal Information We Collect
2.1 Information You Provide Directly
We may collect personal information that you voluntarily provide when you:
Contact our support team via email;
Participate in surveys or send feedback;
Engage in any other communication methods with us.
Such information may include:
Name, email address, and telephone number;
Country of residence;
Any other details you choose to share in your correspondence.
2.2 Information Collected Automatically
When you visit or interact with the Site, we automatically collect certain information through the use of cookies, web server logs, and similar technologies:
Device and Browser Data: Including IP address, browser type/version, device identifiers, operating system details, and language preferences.
Usage Data: Pages viewed, access times, referring URLs, clickstream data, and features you use.
Location Data: With your consent, we may collect approximate or precise location information (e.g., via GPS or IP-based geolocation).
Cookies and Similar Technologies
We use cookies and similar tracking technologies to:
Recognize your device;
Store preferences;
Analyze Site traffic and usage patterns;
Deliver content based on your browsing activities and interests.
Most browsers accept cookies by default but allow you to disable or delete them. Doing so, however, may affect certain features or functionality of the Site. For more details about cookies, including how to manage them, please see Section 6 below.
3. Legal Bases for Processing (EEA/UK Users)
Where required by EU/UK law (e.g., GDPR), we process your personal information under certain legal bases:
Consent: When you have given us permission to collect and process your data (e.g., for certain cookies or direct marketing).
Legitimate Interests: To run, improve, and secure our Site, as well as to investigate potential illegal activities or violations of our policies.
Contractual Necessity: To provide you with services or information you request.
Compliance with Legal Obligations: Where we are required to retain or disclose information in order to comply with applicable laws or regulations.
4. How We Use Your Information
We use your personal information for purposes consistent with the reasons it was collected or based on your consent. These purposes include:
Providing Access to Our Site: To allow you to navigate, search, and interact with the Site.
Improving and Personalizing the Site: To understand usage trends and preferences, diagnose technical issues, and customize user experience.
Advertising and Analytics: To show relevant ads on our Site or third-party platforms, and to measure the effectiveness of our advertising.
Responding to Inquiries: To answer your questions, address concerns, and provide customer or technical support.
Protecting Our Rights: To investigate potential illegal activities, fraud, or policy violations, and to enforce our Terms of Use.
Fulfilling Legal Obligations: To comply with applicable laws, regulations, and legal processes.
5. Do Not Track Signals
Some web browsers have settings that include “Do Not Track” (DNT) signals. Like many websites, our Site does not respond to DNT signals at this time. For more information on DNT signals, visit www.allaboutdnt.com.
6. Cookies and Similar Technologies
6.1 Types of Cookies We Use
- Strictly Necessary Cookies
- Essential for the Site’s core functionality (e.g., session management, security).
- Functionality Cookies
- Remember your preferences (e.g., language or region).
- Analytics Cookies
Help us analyze usage of the Site and improve performance. We may also use local storage to store referral or campaign details (e.g., UTM parameters) to understand how users arrive at and use the Site. No personal data is collected, and these details are used solely for internal analytics.
Advertising Cookies
Deliver more relevant ads and measure ad performance.
6.2 Managing Cookies
You can set your browser to reject or delete cookies. For instructions, see your browser’s “Help” section. Please note that disabling certain cookies may limit functionality or access to parts of the Site.
For more information about cookies and how to manage them, visit www.allaboutcookies.org.
7. Advertising and Analytics
7.1 Interest-Based Advertising
We may use third-party advertising companies to display ads relevant to your interests on other websites or apps. These companies may use cookies or similar technologies to collect information about your visits to this Site and other services.
Digital Advertising Alliance (DAA) AdChoices Program: Learn more at www.youradchoices.com or opt out of certain interest-based ads at www.aboutads.info/choices.
Network Advertising Initiative (NAI): Opt out of certain interest-based ads at www.networkadvertising.org/choices.
Please note that even if you opt out, you may still see non-personalized ads.
7.2 Google Analytics
We use Google Analytics (provided by Google Inc.) to help us understand how users engage with the Site. Google Analytics uses cookies to collect usage data (including IP addresses), which is stored by Google. We configure Google Analytics to anonymize IP addresses, where feasible.
Opt-Out: You can disable Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on or by adjusting your browser settings.
7.3 Google Tag Manager
We also use Google Tag Manager to manage website tags. Google Tag Manager itself does not collect personal data; it only activates other tags which may collect data. If you disable tracking at the browser level, this setting remains in effect for all tags managed via Google Tag Manager.
8. Sharing Your Personal Information
We may share your personal information in the following circumstances:
Affiliates and Service Providers: To companies that help us operate the Site, provide customer service, advertising, or analytics. These parties are contractually bound to handle your information in accordance with our instructions and applicable laws.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
Legal Requirements: To comply with applicable law, respond to legal processes (e.g., subpoenas or court orders), or protect our rights and property.
With Your Consent: If you explicitly consent to additional sharing of your information.
We do not share personal information with third parties for their direct marketing purposes unless you give explicit permission (opt-in).
9. Data Retention
We retain your personal information only as long as necessary to achieve the purposes for which it was collected or as required by law. Once the retention period expires, we securely delete or anonymize your data in compliance with applicable regulations.
10. Security Measures
We maintain reasonable administrative, technical, and physical safeguards to protect the personal information you provide against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use. Despite these measures, no system of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your personal information.
11. Your Data Protection Rights (GDPR/CCPA and Similar Laws)
11.1 GDPR (for EEA/UK Residents)
Where the General Data Protection Regulation (GDPR) applies, you have the right to:
- Access the personal information we hold about you.
- Rectify personal information that is inaccurate or incomplete.
- Erase your data under certain conditions.
- Restrict or Object to our processing of your data under certain conditions.
- Data Portability: Receive your data in a structured, commonly used format and transfer it to another controller.
Withdraw Consent at any time, where processing is based on consent.
To exercise any of these rights, please contact us (see Section 14). We may request additional information to verify your identity.
11.2 California Residents (CCPA and “Shine the Light”)
Right to Know: You can request details about the categories and specific pieces of personal information we have collected.
Right to Delete: You can request deletion of your personal information, subject to certain exceptions.
Right to Opt Out of Sale: We do not “sell” personal information as defined under the CCPA.
Shine the Light: We do not share personal information with third parties for their direct marketing purposes.
If you wish to exercise any of your California privacy rights, please contact us (see Section 14). We will not discriminate against you for exercising these rights.
12. Children’s Privacy
Our Site is not intended for children under 13 years of age, and we do not knowingly collect or solicit personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will delete it in accordance with applicable law.
13. Links to Third-Party Websites
Our Site may contain links to websites, plug-ins, or apps operated by third parties. We have no control over, and are not responsible for, their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.
14. Contact Us
If you have questions, comments, or requests regarding this Notice or our privacy practices, or if you wish to exercise any applicable data protection rights, please contact us at:
Email: [email protected]
We will do our best to address any concerns and respond to your inquiries promptly.
15. International Data Transfers
Given the global nature of our services, your personal information may be transferred to and processed in countries outside of your own, including countries that may not provide the same level of data protection as your home jurisdiction. We will take appropriate safeguards to ensure such transfers comply with applicable data protection laws (e.g., EU Standard Contractual Clauses).
16. Marketing Communications
Where permitted by law, we may send you newsletters or other marketing communications to inform you about our services or offers. You have the right to opt out at any time by following the unsubscribe link in the email or by contacting us directly. We will promptly respect your request to opt out.
Thank you for reading our Privacy Notice. By using ProtectYourWallet, you acknowledge that you have reviewed and understood this policy.